Auto Financing Options

At United Auto Sales Saluda, we understand that purchasing a vehicle is a significant investment. Our finance department offers flexible financing solutions tailored to your unique needs and preferences. Whether you have good credit, bad credit, or no credit, our experienced finance professionals will work with you to secure the best loan options available. Start the finance application process online or visit our dealership to explore the financing options that best suit your requirements.Empty Paragraph

Fill out this simple and secure online application form to apply for financing for used vehicles.

First, let’s understand what a ‘Buy Here, Pay Here dealership’ is.

It is a one-stop shop for both the car buying and financing processes. Unlike traditional dealerships that rely on external financial institutions, we handle the entire financing process in-house. This means you can choose, buy, and finance your vehicle all in one place—right here at United Auto Sales Saluda.

Accessible Financing

Experience a hassle-free financing process, even if you have bad credit or no credit history. This financing option empowers you to secure the vehicle you need without the typical challenges associated with traditional financing avenues.

Simplified Approval Process

Bypass the lengthy auto financing pre-approval process. Our dedicated finance team is ready to work with you directly, ensuring a quick and straightforward approval process tailored to your unique circumstances.

Flexible Payment Options

Enjoy the flexibility of making payments directly to us. We offer personalized payment plans to match your financial situation. Stay on top of your budget!

Build or Rebuild Your Credit

Our in-house financing car dealerships can be a valuable tool for building or rebuilding your credit. Timely payments are reported, potentially improving your credit score over time.

1. Choose Your Vehicle

Select the car that meets your needs from our diverse inventory of quality pre-owned vehicles.

2. Apply for Car Financing Here

Fill out our simple online financing application or visit our dealership to start the process.

3. Approval and Payment Plan

Once approved, our finance team will work with you to create a payment plan that suits your budget.

4. Drive Home Today

Drive home in your chosen vehicle the same day. It's that simple!

Can I apply for financing before selecting a car?

Absolutely! You can apply for pre-approved car financing before choosing your dream car. This not only streamlines the purchasing process but also provides you with a clear understanding of your budget.

Are there any hidden fees or charges in the financing process?

No, Transparency is our priority. We disclose all fees and charges upfront, ensuring there are no surprises in the financing process. Our team is happy to walk you through the details, ensuring clarity at every step.

What documents do I need to apply for finance?

The documentation required typically includes proof of identity, income verification, and residence. Our finance team will guide you through the necessary paperwork, making the application process smooth and efficient.

Can I customize my down payment and monthly payments?

Absolutely! Our financing plans are designed to be flexible. You can discuss your down payment and monthly payment preferences with our finance team to create a plan that fits your budget.

How quickly can I expect to receive a financing decision?

Our goal is to provide a quick and efficient financing process. You can typically expect to receive a decision within a short period after submitting your application, allowing you to move forward with your car purchase promptly.